The Hidden Cost of Legacy Excel Models
Undocumented spreadsheets don't just carry operational risk — they carry regulatory and migration risk that compounds silently over years.
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What Your Auditors Will Find — Before They Find It
Internal audit teams are finding EUC governance gaps with increasing frequency. The eight questions they ask — and the answers most organisations cannot give.
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The SS1/23 Gap Most Banks Haven't Closed
Most banks addressed their formal model inventory. Far fewer addressed the EUC estate sitting beneath it — the gap that remains and what it means for regulated firms.
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The Data Lineage Gap BCBS 239 Was Supposed to Close
More than a decade after BCBS 239, most banks still can't trace a number in a risk report back to its source. Here's where the chain actually breaks — and why it's usually a spreadsheet.
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The £6 Billion Formula Error: Why Nobody Checks the Spreadsheet
No regulation is needed for an unvalidated spreadsheet to drive a catastrophic decision. Three real, documented cases — and why the same conditions exist in most organisations today.
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The EUC Nobody Migrated
A migration programme closes with a status of "complete." Somewhere behind it, a handful of spreadsheets are still quietly running — orphaned, unowned, and invisible to every framework that assumes the migration finished.
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